Podbrix |New Thinking…

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In his interview with Bloomberg, Bulat Utemuratov spoke more about his development as a billionaire.

It all started out in 1992, when the 34-year-old Bulat Utemuratov was sent to Austria to work as a General Director of the first Kazakh Trade House. European companies were interested in buying metals from Kazakhstan, and Kazakhstan was interested in obtaining loans from these countries. And Bulat Utemuratov had to become a negotiator between these parts. The billionaire confessed that he first thought he was being sent from Kazakhstan. However, his boss convinced him that it was a great opportunity, which he had to take.

According to Bulat Utemuratov, living in Austria had changed him completely. “I was a free and self-confident man, freed from the anxiety and fear.” In Kazakhstan, he was appointed Deputy Minister of Foreign Economic Relations. In 1994 he became the first Deputy Minister of Industry and Trade of Kazakhstan. In 1995, he founded the Almaty Trading and Financial Bank CJSC, which was renamed into ATFBank in 2002.

During this period, Bulat Utemuratov also started reselling zinc and copper. He bought it from Kazakhstan miners and sold it to external companies. This was his first business. Today, Bulat Utemuratov is one of the richest people of Kazakhstan. According to the Bloomberg Billionaires Index, his fortune is estimated at $3.4 billion.

Between 1996 and 1999, Bulat Utemuratov served as Ambassador Extraordinary and Plenipotentiary of Kazakhstan to Switzerland.  During the next 15 years, he also held various positions in the Administration of the President of Kazakhstan Nursultan Nazarbayev. At the same time, Bulat Utemuratov, notes that he never used his posts to acquire wealth. “I have nothing to hide,” – says the billionaire. “All of my assets were purchased on the secondary market, from private owners.” Bulat Utemuratov also added that working in the government did not prevent him from developing his own business. He invested in the mining industry, hotels, telecommunications and media.

In May 2010, Bulat Utemuratov became the special representative of the President of Kazakhstan on cooperation with Kyrgyzstan. He also owns several enterprises in this area. The billionaire admits that the turning point for him, as a businessman, came in 2007 when he sold ATFBank to the European banking group UniCredit for two billion dollars. “After the sale of ATFBank, I decided that we should stop using offshore companies and become more open, everything should be clean,” noted the billionaire.

 

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Even if you asked someone who is relatively unfamiliar with marijuana culture to name some celebrities who are in favor of legal marijuana, you’re likely to hear rapper Snoop Dogg’s name on the list. Long before medical marijuana was even legal, the hip hop super star was spouting lyrics about smoking chronic, and being upfront about his marijuana use. Now, the rapper is parlaying his expertise in all things cannabis into a line of weed products.

Introducing Leafs by Snoop

With the launch of Leafs by Snoop, Snoop Dogg has become the first celebrity in the United States to have their own line of marijuana products. His collection of products includes marijuana strains that were tested and selected by Snoop Dogg personally. The varieties include three types of flowers, two types of shatter, and two types of wax. In addition, Leafs by Snoop is offering a range of edibles, including fruit chews, peanut butter gems, gummy candies, and chocolate bars made with fair trade cannabis oil. All of the products have a high-end luxury look, with sophisticated packaging designed by the well-known design firm, Pentagram.

Other Snoop Dogg Marijuana Ventures

While Leafs by Snoop is garnering a lot of attention, this isn’t Snoop Dogg’s first marijuana business. The rapper has already partnered with Grenco Science to create the Snoop Dogg G Pen collection, a line of vaporizer pens that bear custom artwork created by Snoop. Now, medical and legal marijuana users will be able to use a Snoop Dogg vaporizer to dab pen for wax and herbal marijuana from Snoop’s own brand.

In addition to the Snoop Dogg vape pen collection, the hip hop artist has also invested in a medical marijuana delivery service located in California, and a marijuana media company that produces informational articles about medicinal and legal cannabis. With marijuana being one of the fastest-growing industries in the United States, Snoop is poised to profit greatly from his many ventures. To see Leafs by Snoop website, click here.

The Launch of Leafs by Snoop

On November 9, 2015, Leafs by Snoop had its official launch party in Colorado. Snoop attended the event himself, and spoke to the media about the brand. He said that he has been pushing for marijuana legalization for two decades, and was excited to be able to be on the forefront of the new industry. During the launch party, samples of Leafs by Snoop products were available.

In November 2015, Leafs by Snoop products arrived at LivWell marijuana dispensaries in Colorado. Sometime in December 2015 and January 2016, they will be made available for wholesale to other dispensaries in Colorado, and other states where legalization is completely legal, as well as in states where only medicinal marijuana may be purchased for sale.

One of the sectors which have progressed at an exceptional rate is undoubtedly the business sector. There has been a considerable growth in other sectors too but the growth in the business sector has been unmatchable. There has been many business ventures but most common of them all is restaurants. People not only enjoy running a restaurant but the profits are also huge. There are many benefits that are associated with running a restaurant business and major one is that you are your own boss here. One gets to enjoy what one does and if running a business is what you have always wanted to, then a restaurant would be the best option to give wings to your dreams. The popularity of restaurants is something which is not unknown to anybody. Every now and then there are newer restaurants which are set up here and there. In fact, if you look at the total number of restaurants in a specific region, the number crosses a thousand and sometimes, even more. Now, this isn’t as easy as it looks. Building up a restaurant and growing a business isn’t that easy a job. There are a lot of things which hold importance when building a restaurant is taken into consideration. So, if you are planning to open up a restaurant then this blog is for you. In this blog, there are a few things with which you can help you in setting it up in a right way.

Transform Villas for sale in Moraira into a High-End Restaurant

Well, the first thing which one needs to understand about setting up a restaurant is that it is one of the most profitable businesses but it is “expensive”. Yes, building or setting a restaurant is something which is an expensive process and it does involve a great investment. As far as location is considered, one can easily transform the exotic villas in Moraira into a restaurant. This is one of the most commonly observed things that a lot of restaurants fail within their initial year. Right from deciding a location for the restaurant to set the finances up, there are a lot of things which need to be performed.

Choose a Location and a Name

First and foremost thing about a restaurant is deciding about what type of restaurant it would be. Being specific about the type of restaurant which you want to open will help you in planning the budget accordingly. With type of the restaurant, we are referring to the type of setting that you are planning for your restaurant. If it would be one of the high-end dining restaurant or just for the casual diner, then you’ll also have to be a little bit more specific about the cuisine which is going to be served there.

About the location part, one can easily find a lot of property in Moraira. There are numerous commercial properties in the Spain which can be easily negotiated and can turn out to be an ideal place for your restaurant. Also, there are a lot of villas in Moraira which can be transformed into a restaurant if in case there are no commercial properties according to your requirements. You can even buy one of the villas for sale in Moraira.

This is going to be the most fun part of setting up restaurant and that is deciding a name of it.

The Target Market

Now, it is obvious that you want to gain profit out of your business. The key to a great business is aiming at the target audience. Getting to know one’s target audience can be highly beneficial as it helps in solidifying the menu, location, décor, as well as the entire atmosphere your restaurant. It is important to keep your target audience in your mind. With target audience, we are referring to as which age group you are welcoming. If it is going to be a family restaurant or is it going to be a young crowd, your menu and décor go according to the target audience. If you are transforming any of the villas in Moraira into a restaurant, it is all up to you to design it according to the target audience.

The Business Plan

Like every other business, this, too, demands a concise plan. This plan must include all the financial information as well as projections with a description of the target audience, the menu as well as its pricing, the employ and equipment details etc. This plan must be based upon the entire concept and the goal that your restaurant has. Financing the location i.e. one of the villas for sale in Moraira wouldn’t take much but yes, all things should be according to the plan.

Always remember to be a bit flexible about it and be very dedicated in order to do everything for your business.

Mumbai enjoys an enviable location, close to the sea and just west of the mountains. There are many enterprising trips that one can make out of the city. Goa and Pune are two of the most visited hotspots in the region, each with their own distinctive flavours. Here are some highlights of these much-loved getaways.

Going to Goa

Goa’s beaches are the stuff of legend. From the more laidback Anjuna beach to the party hubs at Baga, this is one of the most scenic and vibrant coastal stretches in the entire country. But it is not just about the sea, sand and spray. Goa is also home to many old forts, some still standing tall while others in ruins, but each with an undeniable aura. One can feel the weight of history that these shores have seen by driving along the oceanside ways and exploring the stone ramparts while waves crash into them. Some of the famous forts of Goa are the Chapora and Corjuem forts where one can catch panoramic views of the dramatic seaside terrain.

Mumbai to Goa by car is bound to be an entertaining journey. It is one of the most scenic road-trips as one climbs and negotiates the densely forested Western Ghats and then descends into the idyllic backwaters and old towns of Goa. Stops on the NH48 route would include Kolhapur, famous for leather slippers and delicious mutton delicacies.

A Pune Culture Trip

The Mumbai-Pune expressway is a busy one, as the two cities have strong business and cultural ties. It is also considered one of the best-looking routes, where the traveler is often accompanied by views of misty valleys and thick forests. Thus, Mumbai to Pune by car is an adventure waiting.

The city of Pune is today known for its academic institutions and burgeoning tech and services industry. But culturally its significance is much older and it has a long history, still evident in its many old landmarks. A drive to Sinhagad Fort is a recommendation for all history buffs who visit Pune. The strategic design of this fort, straddled on the edge of a cliff, made it one of the important military points in medieval India. It has been the sight of great battles although today it is a venue for more mellow pastimes like hiking and photography. The view from the top is a reward for those who explore the Fort. Pune’s other places of interest include Shaniwar Wada, the erstwhile home of the Peshwas, and the Aga Khan Palace, where Mahatma Gandhi had spent two years of house arrest with his most faithful associates.

The best way to enjoy a road trip from Mumbai to Goa or Pune is on one’s own terms. Full privacy and complete freedom is the way to experience these colorful destinations. Platforms like Zoomcar which offer affordable car rentals with assurances like 24/7 on-road support are becoming the top choice for informed travelers.

Almost all the countries in the world impose certain restrictions on the visitors that enter their borders and stay for touring or on a permanent residential basis. Visa formalities are the most common aspects that need to be fulfilled by the guys that visit other nations that facilitate permissions for entry of the foreigners. Few countries including the USA facilitated Visa Waiver Programs, i.e. the VWPs to the UK nationals. It required filling of certain forms and completion of some formalities for the UK guys that visited the USA. Not so foolproof and having some faults, this method did not work well that led to the birth of ESTA, i.e. the Electronic System for Travel Authorisation. As such it has replaced the old VWP. Those visiting the USA by sea or air need to obtain an ESTA while the guys entering by road should fill up the I-94W form if they do not obtain the ESTA. The wonderful benefit of this special method is the facility of getting the migration status even before booking the ticket. Much helpful, it cuts down the costs including flight, car hire or hotel booking etc in the absence of ESTA. The process of ESTA visa renewal has to be followed when you are in the mode of renewing the same.

ESTA Process – It is suggested to know certain aspects related to this special method, i.e. ESTA that should be understood well before applying for the same. Please understand that mere getting the ESTA is not the guarantee of your entry. The decision in this regard would be taken by the authorities related to the state border and protection department. So be wise to check that your application meets their requirements. Criminal convictions may lead to failures of getting the ESTA approved. The certain amount of fees needs to be deposited for applying for ESTA application. It is suggested to make use of the concerned state’s official website for using such forms and depositing the required fees. This method is the right way of submitting applications and preventing any problems that often occur when you approach through unauthorized agents etc.

Moving the ESTA application may be a cumbersome process for many. But it may not take more than ten minutes for the entire process. You can make use of the most suitable language that you are conversant with. Be wise to complete your ESTA application online prior to booking your holiday that helps in saving the possible losses in the event of rejection of the application. Fill up your passport details, i.e. its number, issue and expiry date etc. Details of your own homeland and that of the destination point have also to be filled up for moving the application for ESTA. Add your airline and departure airport, flight number and proper address with regard to your stay etc.

ESTA applications are generally treated on the individual basis. The status of your application is generally made know within approx seventy-two hours. Those going for ESTA visa renewal should look for the relevant section.

A home of any businessman or a woman shouldn’t be left without a perfectly organized, well-equipped home bar. What exactly should this mean? If experienced barmen, cocktail experts and liquor stores owners are asked, there are few bottles of drinks that must be found in anyone’s home bar, without any exception. Besides, there are few tips that these people give to anyone that already has or is planning to make a home improvement by creating his own home liquor oasis.

The right bottles of alcohol at the right place

Depending on a person’s taste, the lifestyle and the type of gatherings organized in someone’s home, the types of drinks can vary from lots of beer, wines, and light spirits to some pretty cool and rare bottles of distilled beverages that are high priced and as exclusive as the taste of the bar owner. The character here plays a big role, so if one is a more sophisticated type of person – than a common and less expensive wine bottle shouldn’t be expected to be found at a bar like this.

However, sooner or later anyone can afford to buy few more bottles from a liquor store near you and fill the gaps in the home bar that are empty for a long time. Inviting a group of friends and preparing some great cocktails for them is an excellent way to warm-up the atmosphere and at the same time, get some pretty cool compliments for the perfectly planned and cool alcohol island in the commodity of the home.

Choosing smart: From Whiskey to Vermouth

Visiting the nearest liquor store and asking the customer service representative about the best-sellers from any type of liquors found in that market is a great way of preparing the home bar. Any experienced liquor seller would recommend a good brand of whiskey, some delicious bottle of gin, vodka, as well as some sweeter alcohol bottles such as vermouth, a bottle of martini and some spirit that is a must-have for spicing up in case a cocktail party is planned.
For things to become remarkable and complete, choosing some expensive bottles of wine that can be open in special times such as an anniversary, a surprise event that happens once in a lifetime or any other occasion, are a must.

Being selective and well-informed are the two most important tips for filling in the bar in the home. Although sometimes it looks like this part of the home can look equally attractive with less popular bottles or a simple collection of some ordinary wines, specialists advise the opposite.

It’s a case when ‘less is more’ doesn’t apply, so preparing to spend a bit more on the actual content of the bar is the most crucial part of making it truly appealing – just like in the movies.

What shouldn’t be forgotten is the design of the actual bar – whether it is modern, rustic, industrial or a minimalistic; it should be designed carefully and put in the right place of the home.
What’s left is to enjoy this home improvement, and say cheers!

Mussoorie is one of the most popular hill stations which are located just 35 kilometres away from Dehradun. It is even referred as “Queen of the Hills” that doesn’t fail to attract Indians as well as foreigners across the world with its all types of tourist attractions. You will find an ample of man-made as well as natural places to visit there.

If you are fond of adventure, you can spend your valuable time in Trekking. Apart from it, there are even many other ways to spend your days there around this awesome hill station. In fact, it is a perfect destination and weekend getaway for the families that reside nearby.

So, if you too are planning for the trip to Mussoorie and searching out for the best hotels in Mussoorie, you must first have a basic idea about the weather and ideal time to visit this place. Take a look at the following article that will help you plan the best time for visiting Mussoorie.

Dazzling Monsoons!

If you are fond of serene and misty hill stations, then visiting Mussoorie in July to mid- September can be your best bet. While it is possible that some of the adventure sports activities might be closed during monsoons, it is still the better choice for the people that want solitude in hills or just seek for a romantic getaway.

Pleasant summer!

Well, if you want pleasant atmospheres for relaxation, then plan your trip to Mussoorie in summer. While the temperature might rise over 37 degrees on odd days, it will still not disappoint you. In fact, this is an ideal time to go for different adventure sports. You will even enjoy amazing sunsets and scenic beauty as well as attractive sunrises during this period.

Winter Time!

Visiting Mussoorie in winters (October to February) can prove to be a great fun with the land all covered in lustrous snow! The beauty of this place increases over two-fold during this time. However, it is possible that temperature might stoop down to even sub-zero levels. Most of the adventure enthusiasts generally prefer winter as it provides breathtaking sights that might not be available during rest of year.

Best places to visit

• Mossy falls

If you want to know the prettiest place to visit in Mussoorie, then Mossy falls is the answer! It is set between dense green forests and you will find no better way to start your day in Mussoorie than trekking down to this amazing place at early hours!

• Lake Mist

Lake Mist is one of the most pristine and best places you cannot miss to visit during your stay at Mussoorie. There is even boating facility that is available allowing people to explore the lake closely.

• Gun Hill

Gun Hill is an amazing tourist attraction in Mussoorie. In fact, in Mussoorie, it is second highest peak! Spectacular views right from the top of this peak will be enough to leave you pleasantly surprised!

So overall, Mussoorie can be the best place to visit if you want to enjoy your stay at a chilly hill station! It has an ample of things to offer and is accessible throughout the year. What else can you desire for?

There’s no getting round the fact that cars are not cheap to own. Whether you’ve forked out a lot of cash upfront, or seem to be paying for constant repairs, a car is something that can cause a lot of stress and can be difficult to keep on top of, especially for those that are not experts with cars (i.e most of us!). Here are some hacks for how to potentially save money at different stages of car ownership that might just prevent you from shelling out quite as much money.

Purchasing

 If you’re buying a brand new car, be aware that it’s likely to decrease in value quite rapidly after purchase, however you do often benefit from generous warranty schemes as a result of buying a brand new vehicle along with peace of mind that the car is in top condition.

If you’re able to buy a car that’s only a year or two old, you might find that it much more affordable than buying brand new, as it can no longer claim being brand new, but will only have had the very minimal use.

If you’re buying second hand, always make sure you have a test drive – this should identify any obvious problems and any expenses that will come with it. If you’re buying from a dealership, try and negotiate a warranty period if they do not already have one in place.

Once you know the number plate, use an app like Vehicle Smart where you can look at the car’s MOT history and mileage data to get an idea of what condition the vehicle might currently be in and compare this to any details you have about the vehicle already to determine if there are any discrepancies.

Delivery

 Once you’ve bought the vehicle, you might struggle to get it home. If you are the policyholder with fully comprehensive insurance on another vehicle, then you are normally insured to drive another vehicle (check your policy to be sure), but if not, you may need to arrange delivery of the vehicle, particularly if you’re buying it from somewhere far away. An easy way to find a courier to transport your vehicle is to use Shiply.com, a reverse auction website where you list the details of the delivery and companies will send you quotes for you to choose from. Shiply can save you up to 75% off compared to usual delivery rates.

Maintenance  

 The annual MOT and tax renewal can be a dreaded time for car owners. Finding an MOT test centre can be a bit of a nightmare and deciphering whether a minor fault is worth fixing there and then is a difficult call to make if your knowledge of cars is limited.

One tip for finding an MOT centre is to use council-run centres for the testing. They normally cost a little more for the test, but as they do not undertake any repairs themselves, they have no incentive to recommend costly repairs if they are not necessary. Once you’ve got the MOT results you can look elsewhere for any needed repairs after comparing prices online (if needed).

Selling

 When selling your car, you need to weigh up what would be the most effective and way to sell the car for your situation. If it’s an old car on its last legs you might find that selling the car separately for parts would mean you come away with more cash, but of course, that’ll require holding onto it for a while whilst separate parts individually and potentially having taking the car apart yourself.

If you’re looking to get the car out of your hands without any hassle, you might prefer to sell the car to a site like webuyanycar.com where you can drop off the car and that’s it.

There are several scrappage schemes available for trading in older models as part payment for a new one, and the current move towards banning new petrol/diesel cars from being manufactured in the near future should mean that more scrappage schemes become available for older cars. Keep your eyes peeled!